This journal provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge.

All articles published in Ethiconomics: Journal of Islamic Banking and Finance are immediately and permanently available for everyone to read and download free of charge.

We continuously work with our author communities to select the best license option. All articles are distributed under the Creative Commons Attribution-ShareAlike 4.0 International License (CC BY-SA 4.0).

Authors and readers are free to:

• Share: copy and redistribute the material in any medium or format.
• Adapt: remix, transform, and build upon the material for any purpose, even commercially.

Under the following terms:

• Attribution: appropriate credit must be given (cite the article or content), a link to the license must be provided, and any changes made must be indicated.
• ShareAlike: if the material is remixed, transformed, or built upon, the contributions must be distributed under the same license as the original.

Authors submitting a manuscript understand that, if accepted for publication, the authors retain the copyright and grant the right of first publication to Ethiconomics: Journal of Islamic Banking and Finance and CV. Jambi Tuah Tengganai as the publisher.